HMF Balling logo in white for payment processing

Acceptable Businesses

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HMF Balling, Inc

HMF Balling, Inc can find the best possible payment processing options for all of these types of businesses:

Level One:

Accounting Services

Agricultural Cooperative


Ambulance Services

Amusement Parks/Circus

Apparel, misc.


Artists Supply/Craft Shop

Auto Repair Shops (non-dealer)

Auto/Truck Sales, New (franch)

Automated Fuel Dispensers

Automobile Parking

Automotive Paint Shops

Automotive Tire Stores

Automotive, misc.

Bail and bond payments


Barber/Beauty Shops

Beauty Salon

Bicycle Shops & Service

Billiards & Pool Halls

Book Stores

Books/Periodicals/Newsp – Whsl

Bowling Alleys

Camera Supply Stores


Carpet/Upholstery Cleaner

Chemicals – Whsl


Cleaning/Janitorial Svc

Clothing Rental

Commercial Footwear – Whsl

Commercial Uniforms – Whsl

Construction Materials – Whsl

Cosmetic Stores

Courier Services

Court Costs (alimony/child support payments)

Dairy Products


Department Stores

Discount Stores


Drinking Places

Drug Stores & Pharmacies (excludes MO/TO & Internet)

Dry Cleaners

Duty Free Stores

Electric Razor Sales/Svc

Electrical Parts/Equip. – Whsl

Engineering/Arch. Service


Exterminating Services

Family Clothing Stores

Fast Food Restaurants

Financial Inst-Auto cash disbursement

Financial Inst-Manual cash disbursement

Financial Inst-Merchandise/ Service

Fines (community and DMV)

Fireplace & Accessories


Food Stores, misc.

Freezer & Locker Meat

Fuel Dealers

General Merchandise

Gift/Card/Novelty Shops

Glassware/Crystal Stores

Golf Courses (public & private) no membership

Government Services

Grocery, Supermarkets

Hardware & Equipment – Whsl

Hardware Stores

Hearing Aids Sales/Svc

Hobby/Toy/Game Shops

Home Supply Whse Stores


Hotels, Motels, Resorts, Casinos (No deposits)

Industrial Supplies – Whls

Laundries-Family & Comm.

Laundry Services

Legal Svc/Attorneys (Not bankruptcy law)

Luggage & Leather Goods

Lumber & Bldg Materials

Marinas Service & Supply (No storage)

Med/Dent Equip & Supply – Whsl

Medical & Dental Labs

Medical Services

Men’s & Boys Clothing

Men’s & Women’s Clothes

Metal Service Centers – Whsl

Motion Picture Theaters

Motor Freight Carriers

Motor Vehicle Supplies – Whsl

Motorcycle Dealers

Music Stores

Nursing/Personal Care

Office Supplies – Whsl

Opticians/ Eyeglasses

Optometrists Ophthalmologist

Orthopedic Goods




Package Stores – Beer, Wine, Liquor (Retail)

Paint & Wallpaper Stores

Paints/Varnishes/Supplies – Whsl

Parking Lots & Garages

Pawn Shops

Pet Shops & Supplies

Petroleum Products – Whsl

Photo Equip. & Supplies – Whsl

Photo Finishing

Photographic Studios

Piece & Dry Goods/Notions – Whsl


Postal Services

Publishing/Printing, misc.

Record Shops

Recreation Services

Religious Good Stores

Religious Organizations


Salvage & Wreckage Yards

Service Stations

Sewing & Piece Goods

Shoe Repair Shops

Shoe Store

Specialty Cleaning

Sporting Goods Stores (No MO/TO firearm sales)

Sports & Riding Apparel

Stationary/Office Supply

Steno & Secretarial Svs

Tailors & Alterations

Tax Preparation Services

Tire Retread/Repair

Tobacco Shops (No MOTO/ Internet)

Toll and Bridge Fees

Tourist Attractions & Exhibits (No Passes, Deposits – Retail Swiped)

Trailer Parks/Campgrounds (No Passes, Deposits – Retail Swiped)

Typesetting and Services

Typewriter Sales/Svc

Used Merchandise


Variety Stores

Veterinary Services

Video Arcades

Video Tape Rentals

Vitamin/Supplement Stores

Wig & Toupee Shops

Women’s Ready to Wear

Women’s Accessory/Specialty


Level Two:

Advertising Services

Adult Content

Alarm Systems / Detective Agencies

Ammunition and Gun Parts***

Animals by Mail

Antique Reproductions

Antique Shops

Art Dealers & Galleries

Athletic Clubs


Auto Body Repair

Auto/Truck Sales, New (non-franch)

Automobile Associations

Automotive Parts Stores

Bail Bond Issuers


Boat Dealers

Boat Rentals & Leases

Bus Lines

Business Services

Business/Secretarial Schools

Business Opportunity

Buying/Shopping services, clubs, etc

Cable & Other Pay TV

Car Rental Agencies

Carpentry Contractors


CBD Companies

Charity/Social Services

Child Care Services

Colleges & Universities

Computer Maint/Repair

Computer Services/ Internet

Computer Software Stores
Computers & Software – Whsl

Concrete Work Cont.

Consumer Credit Agencies

Correspondence Schools

Counseling Services (non-debt)

Dance Studios Schools (non-membership)

Debt Repayment

Delayed delivery / custom furniture)

Delayed delivery / custom furniture)

Direct Mkting

Direct Mkting-Cat & Ret.

Direct Mkting-Catalog

Direct Mkting-Continuity

Direct Mkting-Insurance Service

Discount Buying Clubs/Prepaid Discount Services (including medical)


Door-to-Door sales

Drapery & Upholstery

Durable Goods (NEC)

E-Cigarettes (CNP)

Electrical Contractors

Electronic Sales

Elementary/Secondary Sch.

Equipment Rental

Extended Warranty & Protection Services

Firearms: Retail & CNP

Floor Covering

Funeral Services

Furniture / Home Improvement

Furriers and Fur Shops

General Contractors

Gift Certificate & Stored Value


Home Furnishings, misc. (no

Household Appliance

Information Retrieval Svc

Insurance Sales, including underwriters – face to face (excludes Warranties)

Internet Payment Service Providers (Including High Risk)

Jewelry Stores

Landscaping Services

Large Average Ticket Size >$2,500

Limousines & Taxi Cabs

Loans: Consumer Auto Loans & Student Loans

Local Transportation

Management Consulting

Masonry, ETC.

Massage Parlors

Medical & Dental Loan Payments

Membership Clubs (sports, recreations, athletic)

Membership Organizations

Memberships / Subscriptions

Mobile Home Dealers

Motor Home Dealers

Multi-Level Marketing (MLM)

Non Fin Institutions*** (Requires Visa Limited Acceptance Registration)

Non-durable goods – Whsl

Nurseries/Lawn & Garden


Office Furniture – Whsl (no

Personal Services, misc. (no weight loss control centers)


Pharmacy CP

Phone Services

Plumbing & Heating Equip & Supplies – Whsl

Political Organizations

Prepaid Phone Cards

Professional Services

Railroads (freight)


Repair-Clock, watch, jewelry (no jewelry sales)

Repair-Clock, watch, jewelry (no jewelry sales)

Repair-Electrical/small appliance

Repair-Electronics (no sales of electronic products)


Repair-Reupholster & Furn

Roofing & Siding

RV/Motor Home Rentals

RVs & Campers

Savings Bonds

Security Brokers/Dealers

Snowmobile Dealers

Special Trade Cont.

Specialty Retail, misc.

Sport & Rec Camps

Stones/Watches/Jewels – Whsl


Swimming Pools

Tax Payments

Telecommunication Svc.

Telegraph Services

Temp/Employment Agency

Tent & Awning Shops

Testing Laboratories

Ticket agencies/Brokers only***

Tobacco (CNP)

Towing Services

Transportation Services

Truck & Utility Trailer

Used Auto/Truck Dealers

Video Production


Vocational/Trade Schools

Vocational/Trade Schools

Web Hosting***

Weight loss control centers only Tier3

Welding Services

Wholesale Clubs